/* InsurMe — light luxury theme. RTL, mobile-first. */
@font-face{font-family:'Heebo';font-style:normal;font-weight:300 800;font-display:swap;src:url(../fonts/heebo-hebrew.woff2) format('woff2');unicode-range:U+0307-0308,U+0590-05FF,U+200C-2010,U+20AA,U+25CC,U+FB1D-FB4F}
@font-face{font-family:'Heebo';font-style:normal;font-weight:300 800;font-display:swap;src:url(../fonts/heebo-latin.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  /* cream sampled from the reference image: stats band ≈ #F2EDE7, CTA band ≈ #EBE1D8 */
  --cream:#F2EDE7; --cream-2:#EBE1D8; --white:#FFFFFF;
  --navy:#0E1A33; --navy-2:#1B2945; --text:#0E1A33; --muted:#5C6578; --soft:#636A7C; /* darkened for WCAG AA (was #8A90A0) */
  --gold:#B8924A; --gold-2:#D4B475; --gold-3:#7D5F24; /* darkened for WCAG AA text contrast (was #9C7A35) */
  --line:rgba(184,146,74,.35); --hair:rgba(14,26,51,.08);
  --grad-gold:linear-gradient(135deg,#E3C98F 0%,#C2A05A 50%,#9C7A35 100%);
  --shadow:0 24px 60px -28px rgba(14,26,51,.22); --shadow-s:0 10px 30px -18px rgba(14,26,51,.25);
  --r:20px; --max:1180px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:'Heebo',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;background:var(--white);color:var(--text);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg,video{display:block;max-width:100%}
svg[dir="ltr"]{direction:ltr}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
.skip{position:absolute;top:-60px;right:16px;background:var(--navy);color:#fff;padding:10px 16px;border-radius:8px;z-index:200;font-weight:700}
.skip:focus{top:12px}
.container{width:min(100% - 40px,var(--max));margin-inline:auto}
.num{font-variant-numeric:tabular-nums;direction:ltr;unicode-bidi:isolate;display:inline-block}
.ph{background:#FFF1C2;outline:1px dashed #C98A00;color:#7A5200;border-radius:4px;padding:0 4px;font-weight:600}
.dark .ph{background:rgba(255,196,0,.16);color:#FFD54A;outline-color:#FFC400}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 28px;border-radius:999px;font-weight:600;font-size:16px;border:1px solid transparent;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s,border-color .2s;white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 12px 28px -14px rgba(14,26,51,.6)}
.btn-navy:hover{transform:translateY(-2px);background:var(--navy-2)}
.btn-gold{background:var(--grad-gold);color:var(--navy);box-shadow:0 12px 28px -14px rgba(156,122,53,.8)}
.btn-gold:hover{transform:translateY(-2px)}
.btn-line{border-color:rgba(14,26,51,.18);background:rgba(255,255,255,.7);color:var(--navy);backdrop-filter:blur(6px)}
.btn-line:hover{border-color:var(--gold)}

/* header */
.site-header{position:fixed;inset:0 0 auto 0;z-index:100;transition:background .3s,box-shadow .3s}
.site-header.scrolled{background:rgba(255,255,255,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);box-shadow:0 1px 0 var(--hair)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.logo img{height:36px;width:auto}
.nav-links{display:none;list-style:none;margin:0;padding:0;gap:34px;font-size:17px;font-weight:500}
.nav-links a{position:relative;padding:6px 0}
.nav-links a::after{content:"";position:absolute;bottom:0;right:0;width:0;height:1px;background:var(--gold);transition:width .25s}
.nav-links a:hover::after{width:100%}
.nav-cta{display:none;min-height:44px;padding:0 22px;font-size:15px}
.burger{width:46px;height:46px;border-radius:50%;border:1px solid var(--hair);background:rgba(255,255,255,.8);display:grid;place-items:center;cursor:pointer}
.burger span{display:block;width:18px;height:2px;background:var(--navy);position:relative;transition:.25s}
.burger span::before,.burger span::after{content:"";position:absolute;right:0;width:18px;height:2px;background:var(--navy);transition:.25s}
.burger span::before{top:-6px}.burger span::after{top:6px}
.burger[aria-expanded="true"] span{background:transparent}
.burger[aria-expanded="true"] span::before{top:0;transform:rotate(45deg)}
.burger[aria-expanded="true"] span::after{top:0;transform:rotate(-45deg)}
.drawer{position:fixed;inset:76px 0 0 0;background:rgba(255,255,255,.98);padding:20px 20px 40px;display:flex;flex-direction:column;opacity:0;visibility:hidden;transition:.25s;z-index:99}
.drawer.open{opacity:1;visibility:visible}
.drawer a{padding:16px 4px;border-bottom:1px solid var(--hair);font-size:20px;font-weight:500}
.drawer .btn{margin-top:22px;border:0}

/* hero */
.hero{position:relative;min-height:92svh;display:flex;align-items:center;overflow:hidden;background:var(--cream) center/cover no-repeat}
.hero video,.hero .poster{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 50%}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(270deg,rgba(242,237,231,.97) 0%,rgba(242,237,231,.88) 38%,rgba(242,237,231,.35) 70%,rgba(242,237,231,.1) 100%),linear-gradient(0deg,rgba(255,255,255,.55),transparent 35%)}
.hero-inner{position:relative;z-index:1;padding:120px 0 120px}
.eyebrow{display:inline-flex;align-items:center;gap:12px;font-size:13px;letter-spacing:.16em;color:var(--gold-3);font-weight:600}
.eyebrow::before{content:"";width:30px;height:1px;background:var(--gold)}
.hero h1{font-size:clamp(42px,8vw,74px);line-height:1.05;margin:18px 0 18px;font-weight:800;letter-spacing:-.015em;color:var(--navy)}
.gold-text{background:linear-gradient(135deg,#9C7A35 0%,#86672A 55%,#7D5F24 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .lead{font-size:clamp(18px,2.2vw,21px);color:var(--navy-2);margin:0 0 32px;max-width:480px;font-weight:400}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px}

/* stats (floating over hero bottom) */
.stats{position:relative;z-index:2;margin-top:-56px;margin-bottom:-56px;background:linear-gradient(180deg,transparent 0 56px,var(--cream) 56px)}
.stats+.section{padding-top:144px}
.stats-grid{display:grid;grid-template-columns:1fr 1fr;background:#fff;border-radius:var(--r);box-shadow:var(--shadow);border:1px solid var(--hair)}
.stat{padding:24px 12px;text-align:center;position:relative}
.stat:nth-child(n+3){border-top:1px solid var(--hair)}
.stat:nth-child(even){border-right:1px solid var(--hair)}
.stat b{display:block;font-size:clamp(26px,4.2vw,36px);font-weight:800;line-height:1.1}
.stat>span{display:block;font-size:14px;color:var(--muted);margin-top:4px}

/* sections */
section{scroll-margin-top:80px}
.section{padding:88px 0}
.bg-cream{background:var(--cream)}
.head{text-align:center;max-width:640px;margin:0 auto 44px}
.head h2{font-size:clamp(30px,4.6vw,44px);line-height:1.15;margin:12px 0 10px;font-weight:800}
.head p{color:var(--muted);margin:0;font-size:18px}
.head .eyebrow{justify-content:center}
.head .eyebrow::after{content:"";width:30px;height:1px;background:var(--gold)}

/* services tiles */
.tiles{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.tile{position:relative;padding:26px 20px;border-radius:var(--r);background:#fff;border:1px solid transparent;box-shadow:var(--shadow-s);transition:transform .3s,border-color .3s,box-shadow .3s;display:flex;flex-direction:column;gap:6px}
.tile:hover{transform:translateY(-4px);border-color:var(--line);box-shadow:var(--shadow)}
.tile .ic{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;background:var(--cream);color:var(--gold-3);margin-bottom:10px;transition:background .3s,color .3s}
.tile:hover .ic{background:var(--navy);color:var(--gold-2)}
.tile .ic svg{width:26px;height:26px}
.tile h3{font-size:18.5px;margin:0;font-weight:700;line-height:1.3}
.tile p{margin:0;color:var(--muted);font-size:15px}
.tile::after{content:"";position:absolute;bottom:0;right:24px;left:24px;height:2px;background:var(--grad-gold);transform:scaleX(0);transition:transform .35s;border-radius:2px}
.tile:hover::after{transform:scaleX(1)}

/* calculator */
.calc-wrap{max-width:980px;margin:0 auto;background:#fff;border-radius:28px;box-shadow:var(--shadow);border:1px solid var(--hair);overflow:hidden}
.tabs{display:flex;gap:6px;padding:8px;margin:22px auto 0;background:var(--cream);border-radius:999px;width:max-content;max-width:calc(100% - 32px)}
.tab{border:0;background:transparent;padding:10px 20px;border-radius:999px;font-weight:600;font-size:15px;color:var(--muted);cursor:pointer}
.tab[aria-selected="true"]{background:#fff;color:var(--navy);box-shadow:var(--shadow-s)}
.calc-body{display:grid;gap:0}
.calc-in{padding:24px 22px}
.calc-out{padding:26px 22px;background:linear-gradient(160deg,#FBF8F4,var(--cream));border-top:1px solid var(--hair);display:flex;flex-direction:column;gap:12px}
.fields{display:grid;gap:14px}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-size:14px;color:var(--muted);font-weight:500}
.inp{position:relative}
.inp input,.inp select{width:100%;height:52px;border-radius:14px;border:1px solid rgba(14,26,51,.12);background:#FBFAF8;padding:0 14px 0 52px;font-size:17px;font-weight:500;transition:border-color .2s,box-shadow .2s}
.inp select{padding:0 14px;appearance:auto}
.inp input:focus,.inp select:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px rgba(184,146,74,.2);background:#fff}
.inp .unit{position:absolute;left:16px;top:50%;transform:translateY(-50%);color:var(--soft);font-size:14px;pointer-events:none}
.adv-toggle{margin-top:14px;background:none;border:0;color:var(--gold-3);font-weight:600;font-size:15px;cursor:pointer;display:inline-flex;align-items:center;gap:6px;padding:6px 0}
.adv-toggle svg{width:16px;height:16px;transition:transform .25s}
.adv-toggle[aria-expanded="true"] svg{transform:rotate(180deg)}
.adv{display:grid;gap:14px;margin-top:10px}
.adv[hidden]{display:none}
.out-k{font-size:15px;color:var(--muted)}
.big{font-size:clamp(44px,7vw,62px);font-weight:800;line-height:1;color:var(--navy)}
.big small{font-size:.42em;color:var(--gold-3);font-weight:700}
#projChart{width:100%;height:110px}
.mini{display:flex;justify-content:space-between;gap:12px;font-size:14.5px;color:var(--muted);border-top:1px solid var(--hair);padding-top:12px}
.mini b{color:var(--navy);font-size:16px;white-space:nowrap}
.assume{font-size:12.5px;color:var(--soft);margin:0;line-height:1.5}
.panel-hidden{display:none!important}

/* why */
.pillars{display:grid;grid-template-columns:1fr 1fr;gap:28px 16px}
.pillar{text-align:center}
.pillar .ic{width:64px;height:64px;margin:0 auto 14px;border-radius:50%;display:grid;place-items:center;border:1px solid var(--line);color:var(--gold-3);background:#fff}
.pillar .ic svg{width:28px;height:28px}
.pillar h3{margin:0 0 4px;font-size:18px}
.pillar p{margin:0;color:var(--muted);font-size:15px}

/* team */
.team-grid{display:grid;gap:18px;max-width:900px;margin:0 auto}
.member{display:flex;gap:18px;align-items:center;padding:16px;border-radius:var(--r);background:#fff;border:1px solid var(--hair);box-shadow:var(--shadow-s)}
.member img{width:96px;height:116px;object-fit:cover;border-radius:14px;flex:none;background:var(--cream)}
.member h3{margin:0;font-size:20px}
.member .role{color:var(--gold-3);font-size:14px;font-weight:600;margin:2px 0 6px}
.member p{margin:0;color:var(--muted);font-size:15px}

/* CTA + form */
.cta{background:var(--cream-2);position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;left:-140px;top:-160px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(212,180,117,.45),transparent 70%)}
.cta-grid{position:relative;display:grid;gap:30px;align-items:center}
.cta h2{font-size:clamp(30px,4.4vw,42px);line-height:1.15;margin:12px 0 10px;font-weight:800}
.cta p.sub{margin:0 0 22px;color:var(--muted);font-size:18px}
.quick{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px}
.quick a{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;border-radius:999px;background:rgba(255,255,255,.7);border:1px solid rgba(14,26,51,.08);font-size:15px;font-weight:500}
.quick a:hover{border-color:var(--gold)}
.quick svg{width:18px;height:18px;color:var(--gold-3)}
.form{background:#fff;border-radius:24px;padding:24px;box-shadow:var(--shadow)}
.form .inp input{padding-left:14px}
.check{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted);margin-top:4px}
.check input{width:18px;height:18px;accent-color:var(--navy);margin-top:2px;flex:none}
.check a{text-decoration:underline}
.form-notice{font-size:12.5px;line-height:1.5;color:var(--muted);margin:10px 0 0}
.form-notice a{text-decoration:underline}
.form .btn{width:100%;margin-top:14px}
.field .error{font-size:12.5px;color:#B42318}
.inp input[aria-invalid="true"]{border-color:#E5484D}
.form-msg{display:none;margin-top:12px;padding:12px 14px;border-radius:12px;font-size:15px}
.form-msg.ok{display:block;background:#ECF8F0;color:#11643A}
.form-msg.err{display:block;background:#FDECEC;color:#9B1C1C}

/* footer — the single dark band */
.site-footer{background:var(--navy);color:#AEB6C6;padding:52px 0 24px;font-size:15px}
.foot-top{display:flex;flex-wrap:wrap;gap:22px 40px;justify-content:space-between;align-items:flex-start}
.foot-brand img{height:34px;width:auto;margin-bottom:12px}
.foot-brand p{margin:0;font-size:14.5px}
.foot-contact{display:grid;gap:8px}
.foot-contact a:hover,.foot-links a:hover{color:var(--gold-2)}
.foot-links{display:flex;flex-wrap:wrap;gap:8px 20px}
.social{display:flex;gap:10px;margin-top:14px}
.social a{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;border:1px solid rgba(212,180,117,.35);color:var(--gold-2)}
.social svg{width:18px;height:18px}
.legal{margin-top:34px;padding-top:18px;border-top:1px solid rgba(255,255,255,.08);font-size:12.5px;line-height:1.7;color:#7E879A;display:grid;gap:6px}
.legal p{margin:0}

/* whatsapp */
.wa{position:fixed;bottom:16px;left:16px;z-index:90;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:#25D366;color:#fff;box-shadow:0 12px 30px -8px rgba(37,211,102,.55);transition:transform .2s}
.wa:hover{transform:scale(1.07)}
.wa svg{width:30px;height:30px}

/* reveal */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}

/* legal pages */
.doc{padding:120px 0 70px;background:var(--white)}
.doc .container{max-width:820px}
.doc h1{font-size:clamp(32px,5vw,44px);margin:10px 0 14px}
.doc h2{font-size:21px;margin:30px 0 8px;color:var(--navy)}
.doc p,.doc li{color:var(--navy-2)}
.doc .note{border:1px dashed #C98A00;border-radius:12px;padding:12px 16px;background:#FFF8E1;color:#7A5200;font-size:15px}
.doc-header{background:rgba(255,255,255,.95);box-shadow:0 1px 0 var(--hair)}

/* breakpoints */
@media (min-width:700px){
  .stats-grid{grid-template-columns:repeat(4,1fr)}
  .stat:nth-child(n+3){border-top:0}
  .stat+.stat{border-right:1px solid var(--hair)}
  .tiles{grid-template-columns:repeat(3,1fr);gap:18px}
  .tile{padding:30px 26px}
  .pillars{grid-template-columns:repeat(4,1fr)}
  .team-grid{grid-template-columns:1fr 1fr}
  .member img{width:110px;height:132px}
  .fields.two{grid-template-columns:1fr 1fr}
  .adv{grid-template-columns:1fr 1fr}
}
@media (min-width:900px){
  .calc-body{grid-template-columns:1.1fr 1fr}
  .calc-in{padding:30px 34px 34px}
  .calc-out{padding:34px;border-top:0;border-right:1px solid var(--hair)}
  .cta-grid{grid-template-columns:1fr 1fr;gap:56px}
  .form{padding:30px}
}
@media (min-width:1080px){
  .nav-links{display:flex}.nav-cta{display:inline-flex}.burger{display:none}
  .section{padding:110px 0}
}
@media (max-width:699px){
  .hero{min-height:88svh;align-items:flex-end}
  .hero::after{background:linear-gradient(0deg,rgba(242,237,231,.97) 0%,rgba(242,237,231,.88) 42%,rgba(242,237,231,.25) 66%,rgba(242,237,231,0) 100%)}
  .hero h1{font-size:35px}
  .hero-inner{padding-top:240px}
  .hero video,.hero .poster{object-position:60% 30%}
  .hero-inner{padding:110px 0 92px}
  .hero-actions .btn{flex:1 1 100%}
  .wa{width:52px;height:52px}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
}
.mini[hidden]{display:none}

/* restored fee hook */
.hook-grid{display:grid;gap:30px;align-items:center}
.hook h2{font-size:clamp(28px,3.4vw,40px);line-height:1.15;margin:12px 0 12px;font-weight:800}
.hook p.sub{color:var(--muted);font-size:18px;margin:0 0 24px}
.hook-card{background:linear-gradient(160deg,#fff,var(--cream));border:1px solid var(--hair);border-radius:24px;padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:12px}
.bars{display:grid;gap:12px;margin-top:6px}
.bar-row{display:grid;grid-template-columns:104px 1fr auto;gap:12px;align-items:center;font-size:14px;color:var(--muted)}
.bar-row b{color:var(--navy);font-size:15px}
.bar{height:12px;border-radius:99px;background:rgba(14,26,51,.06);overflow:hidden}
.bar i{display:block;height:100%;border-radius:99px;background:var(--grad-gold);transition:width 1.4s cubic-bezier(.2,.8,.2,1)}
.bar i.alt{background:#9AA3B5}
@media (min-width:900px){.hook-grid{grid-template-columns:1fr 1fr;gap:64px}.hook-card{padding:34px}}
@media (max-width:699px){.tiles .tile:last-child:nth-child(odd){grid-column:1/-1}.bar-row{grid-template-columns:88px 1fr auto;font-size:13px}}
.tile .ph{font-size:12px;display:inline-block;margin-top:4px}

@media (max-width:699px){.logo img{height:30px}}

/* PROFIT group line + logo slot (28px) */
.profit{display:flex;align-items:center;gap:10px;margin-top:14px;font-size:13.5px;color:#C9CFDB}
.profit-logo{display:block;flex:none}
.profit-logo img{height:30px;width:auto}

/* why: step numbers */
.pillar .step-n{display:block;margin:0 0 10px;font-size:13px;font-weight:700;letter-spacing:.16em;color:var(--gold-3);font-variant-numeric:tabular-nums}
@media (min-width:900px){
  #why .head{max-width:none}
}

.about-more{text-align:center;margin:26px 0 0}
.about-more a{color:var(--navy);font-weight:600;text-decoration:none;border-bottom:1px solid var(--gold-3);padding-bottom:2px}
.about-more a:hover{color:var(--gold-3)}
.about-cta{text-align:center;margin:36px 0 0}

/* services tiles: centered on all breakpoints; 1 column below 700px; keep text clear of the WhatsApp float */
.tile{align-items:center;text-align:center}
.tile .ic{margin-inline:auto}
@media (max-width:699px){
  .tiles{grid-template-columns:1fr}
  .tile{padding:24px 58px}
  .tile h3,.tile p{max-width:280px;margin-inline:auto}
  .site-footer{padding-bottom:88px}
}

/* hero video pause control (WCAG 2.2.2) */
.vid-toggle{position:absolute;z-index:2;left:16px;top:96px;width:44px;height:44px;border-radius:50%;border:1px solid rgba(14,26,51,.25);background:rgba(255,255,255,.85);color:var(--navy);display:grid;place-items:center;cursor:pointer;padding:0}
.vid-toggle[hidden]{display:none}
.vid-toggle svg{width:20px;height:20px}
.vid-toggle .i-play{display:none}
.vid-toggle.is-paused .i-play{display:block}
.vid-toggle.is-paused .i-pause{display:none}
@media (max-width:699px){.vid-toggle{top:84px}}

/* office map: square column at the visual left (end side in RTL) of the footer row, index only */
.foot-map{flex:0 0 280px;width:280px}
.foot-map iframe{display:block;width:100%;aspect-ratio:1/1;height:auto;border:1px solid rgba(212,180,117,.25);border-radius:16px;background:var(--navy-2)}
/* click-to-load map placeholder (privacy: no Google request until the user asks) */
.map-ph{position:relative;width:100%;aspect-ratio:1/1;border:1px solid rgba(212,180,117,.3);border-radius:16px;overflow:hidden;
  background:radial-gradient(circle at 50% 42%,rgba(212,180,117,.16),transparent 58%),
  repeating-linear-gradient(0deg,rgba(255,255,255,.045) 0 1px,transparent 1px 28px),
  repeating-linear-gradient(90deg,rgba(255,255,255,.045) 0 1px,transparent 1px 28px),var(--navy-2)}
.map-ph-inner{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;padding:16px;text-align:center}
.map-ph-pin{width:44px;height:44px;color:var(--gold-2)}
.map-ph-addr{margin:0;color:#fff;font-weight:600;font-size:16px}
.map-ph-btn{min-height:44px;padding:10px 22px;border-radius:999px;border:1px solid var(--gold-2);background:transparent;color:#fff;font:inherit;font-weight:600;cursor:pointer}
.map-ph-btn:hover,.map-ph-btn:focus-visible{background:var(--gold-2);color:var(--navy)}
.map-ph.loaded{aspect-ratio:auto;border:0;background:none}
.map-note{margin:6px 0 0;font-size:12.5px;color:#AEB6C6}
.foot-map-links{display:flex;flex-wrap:wrap;gap:4px 16px;margin:8px 0 0;font-size:13.5px}
.foot-map-links a{color:var(--gold-2);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.foot-map-links a:hover{color:#fff}
/* mobile: below the columns, right-aligned, max 280px, so it stays clear of the floating buttons on the left */
@media (max-width:699px){.foot-map{flex:0 0 100%;width:100%;max-width:min(280px,calc(100% - 64px))}}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.legal .row{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px 18px}
@media (min-width:1100px){.site-footer .foot-top{flex-wrap:nowrap}.foot-links{display:grid;grid-template-columns:repeat(2,auto);gap:8px 28px;align-content:start}}

/* a11y pass 26.10: focus indicators ≥3:1 on light and dark backgrounds */
:focus-visible{outline-color:var(--gold-3)}
.site-footer :focus-visible,.skip:focus-visible{outline-color:var(--gold-2)}
.inp input:focus,.inp select:focus{box-shadow:0 0 0 3px var(--gold-3)}
.inp input[aria-invalid="true"]:focus{box-shadow:0 0 0 3px #B42318}
/* reflow at 320px and with the a11y text-size option: let grid/flex children shrink and buttons wrap */
.hook-grid>*,.calc-body>*,.cta-grid>*,.fields>*,.field,.inp{min-width:0}
.inp input,.inp select{min-width:0}
@media (max-width:699px){
  .btn{white-space:normal;text-align:center;line-height:1.25;padding-block:10px}
  .tabs{width:auto;flex-wrap:wrap;justify-content:center}
  .bar-row{grid-template-columns:minmax(0,88px) minmax(0,1fr) auto}
  .big{overflow-wrap:anywhere}
}
/* live region for the form message stays in the accessibility tree; empty = visually collapsed */
.form-msg{display:block}
.form-msg:empty{padding:0;margin:0}
.team-grid>*,.member>div{min-width:0}
@media (max-width:359px){.member{flex-direction:column;text-align:center}}
html.a11y-z2 .member,html.a11y-z3 .member{flex-wrap:wrap}

/* ===== service pages (inner template, same .doc layout) ===== */
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0 0 12px;padding:0;font-size:14px;color:var(--muted)}
.crumbs li+li::before{content:"›";margin-inline-end:6px;color:var(--gold-3)}
.crumbs a{color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold-3);text-underline-offset:3px}
.svc-lead{font-size:clamp(18px,2.2vw,20px);line-height:1.6;color:var(--navy);margin:0 0 6px}
.svc ul{padding-inline-start:22px;margin:8px 0}
.svc li{margin:6px 0}
.svc li::marker{color:var(--gold-3)}
.svc h3{font-size:17px;margin:20px 0 4px;color:var(--navy)}
.svc p a,.svc li a,.svc-note a{color:var(--navy);font-weight:600;text-decoration:underline;text-decoration-color:var(--gold-3);text-underline-offset:3px}
.svc p a:hover,.svc li a:hover{color:var(--gold-3)}
.svc-faq{margin-top:10px}
.svc-note{margin:30px 0 0;padding-top:14px;border-top:1px solid var(--hair);font-size:14px;color:var(--muted)}
.svc-cta{margin:36px 0 0;padding:30px 22px;border-radius:24px;background:var(--cream);border:1px solid var(--hair);text-align:center}
.svc-cta h2{margin:0 0 6px}
.svc-cta p{margin:0 0 18px}
.svc-cta-btns{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.svc-related{margin-top:30px}
.svc-related h2{font-size:18px}
.svc-related ul{list-style:none;padding:0;margin:10px 0 0;display:flex;flex-wrap:wrap;gap:10px}
.svc-related li{margin:0}
.svc-related a{display:inline-flex;align-items:center;min-height:44px;padding:8px 18px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--navy);font-weight:600}
.svc-related a:hover{border-color:var(--gold)}
@media (max-width:699px){.svc-cta-btns .btn{flex:1 1 100%}}
/* inner footer: services row */
.doc-foot-svc{display:flex;flex-wrap:wrap;gap:8px 22px;margin:0 0 18px;padding-bottom:16px;border-bottom:1px solid rgba(255,255,255,.08)}
.doc-foot-svc a{color:#C9CFDB}
.doc-foot-svc a:hover,.doc-foot-svc a[aria-current="page"]{color:var(--gold-2)}
/* home footer: services column (single column on wide screens) */
@media (min-width:1100px){.foot-svc{grid-template-columns:auto}}
.foot-links a,.foot-contact a{white-space:nowrap}
@media (min-width:1100px) and (max-width:1299px){.site-footer .foot-top{gap:22px 26px}.foot-links{gap:8px 20px}}
/* service pages, mobile: keep running text clear of the floating a11y / WhatsApp buttons (left edge) */
@media (max-width:699px){
  /* all inner pages (services, about, legal, accessibility): text blocks keep a gutter on the visual left; RTL text is right-aligned so only line length changes */
  .doc>.container>*:not(.svc-cta):not(.crumbs){padding-left:56px}
  .svc-cta{padding-inline:58px}
  /* footers (home + inner): same gutter; extra bottom space so the last line is never under the buttons */
  .site-footer .container{padding-left:54px}
  .site-footer{padding-bottom:88px}
  .foot-map{max-width:280px}
}

/* home stats card, mobile: the left column sits right above the floating buttons on the first screen */
@media (max-width:699px){.stat:nth-child(even){padding-left:48px}}
/* a11y menu text size (zoom) on wide screens: let the footer row wrap so the map never spills off-screen */
html.a11y-z1 .site-footer .foot-top,html.a11y-z2 .site-footer .foot-top,html.a11y-z3 .site-footer .foot-top{flex-wrap:wrap}

/* fix6: "how we work" steps without numbers: larger icons in a soft round badge (navy strokes + gold accent) */
.pillar .ic{width:88px;height:88px;margin:0 auto 16px;border:1px solid var(--line);background:radial-gradient(circle at 50% 35%,#FFFFFF 0%,#FBF6EC 55%,#F3E8D2 100%);color:var(--navy);box-shadow:0 10px 24px -16px rgba(156,122,53,.7)}
.pillar .ic svg{width:48px;height:48px}
.pillar .ic svg .acc{stroke:var(--gold-3)}
.pillar h3{font-size:19px}

/* fix6: retirement estimate shown as a range, slightly smaller type so it fits one line on phones */
.big.big-range{font-size:clamp(34px,5.2vw,52px)}
@media (max-width:699px){.big.big-range{font-size:clamp(28px,8.6vw,36px)}}

/* fix6: mobile header logo a bit larger and legible over the hero video */
@media (max-width:699px){
  .logo img{height:34px}
  .site-header:not(.scrolled) .logo img{filter:drop-shadow(0 0 6px rgba(255,255,255,.85)) drop-shadow(0 1px 1px rgba(255,255,255,.9))}
}
/* fix6: the scrolled header's backdrop-filter makes it the containing block of the fixed drawer (drawer collapsed to 0 height
   on inner pages and on the home page after scrolling). Give the drawer an explicit height so it works in both cases. */
.drawer{bottom:auto;height:calc(100vh - 76px);height:calc(100dvh - 76px);overflow-y:auto}

/* fix7: founders stat (three roles) - smaller type, wraps to two lines */
.stat b.stat-roles{font-size:clamp(17px,1.9vw,22px);line-height:1.3;font-weight:800;min-height:2.6em;display:flex;align-items:center;justify-content:center;flex-wrap:wrap}
.stat-roles .nw{white-space:nowrap}
@media (max-width:699px){.stat b.stat-roles{font-size:16px}}

/* fix8: outside professionals (about + service pages) - same look as the home team cards, marked "בשיתוף" */
.collab-sec{margin-top:40px}
.collab-sec h2{margin-bottom:16px}
.collab-sec .team-grid{grid-template-columns:1fr}
.member.collab{align-items:flex-start}
.member.collab picture{flex:none;display:block}
.member.collab img{width:96px;height:116px;object-fit:cover;border-radius:14px;display:block;background:var(--cream)}
@media (min-width:700px){.member.collab img{width:110px;height:132px}}
.member.collab h3,.member.collab .collab-name{margin:0;font-size:20px;font-weight:700;color:var(--navy);line-height:1.3}
.member.collab .role{color:var(--gold-3);font-size:14px;font-weight:600;margin:2px 0 6px}
.member.collab p:not(.collab-name):not(.role){margin:0;color:var(--muted);font-size:15px;line-height:1.6}
.collab-tag{display:inline-block;margin:0 0 6px;padding:2px 10px;border-radius:999px;border:1px solid var(--line);background:var(--cream);color:var(--navy-2);font-size:12.5px;font-weight:600}
.collab-compact{margin:18px 0 8px}
@media (max-width:359px){.member.collab{align-items:center}}
/* featured collaborator card (Adir): longer multi-paragraph bio */
.member.collab-featured{padding:20px}
.member.collab p:not(.collab-name):not(.role)+p{margin-top:8px}
@media (min-width:700px){.member.collab-featured{gap:24px;padding:24px 26px}.member.collab-featured img{width:140px;height:168px}}
@media (max-width:699px){.member.collab-featured{flex-direction:column;align-items:flex-start}.member.collab-featured img{width:120px;height:144px}}

/* contact: two gold lines like other eyebrows; text aligned to top of form */
.cta .eyebrow::after{content:"";width:30px;height:1px;background:var(--gold)}
@media (min-width:900px){.cta-grid{align-items:start}.cta-grid>.reveal:first-child{padding-top:28px}}
.foot-contact .num{text-align:right}

/* fix19: services split - core label + secondary "for high-net-worth" chips */
.svc-label{text-align:center;margin:-18px 0 22px}
.svc-label .eyebrow{justify-content:center;font-size:12.5px}
.svc-label .eyebrow::after{content:"";width:30px;height:1px;background:var(--gold)}
.svc-more{margin-top:56px;padding-top:40px;border-top:1px solid var(--line);text-align:center}
.svc-more h3{font-size:clamp(20px,2.4vw,24px);line-height:1.3;margin:0 0 22px;font-weight:700;color:var(--navy)}
.chips{list-style:none;margin:0 auto;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;max-width:1080px}
.chip{display:flex;align-items:center;gap:12px;text-align:right;background:rgba(255,255,255,.72);border:1px solid var(--hair);border-radius:14px;padding:12px 14px;min-height:64px}
.chip-ic{flex:0 0 38px;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--cream);color:var(--gold-3);box-shadow:inset 0 0 0 1px var(--line)}
.chip-ic svg{width:20px;height:20px}
.chip-t{display:flex;flex-direction:column;line-height:1.3}
.chip-t b{font-size:15px;font-weight:600;color:var(--navy)}
.chip-t small{font-size:12.5px;color:var(--muted);margin-top:2px}
.svc-more-note{margin:18px auto 0;max-width:640px;font-size:13px;line-height:1.5;color:var(--muted)}
@media (max-width:1079px){.chips{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:699px){
  .svc-label{margin:-22px 0 16px}
  .svc-more{margin-top:40px;padding-top:30px}
  .svc-more h3{margin-bottom:16px}
  .chips{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
  .chips li:last-child{grid-column:1/-1}.chips li:last-child .chip{justify-content:center}
  .chip{gap:10px;padding:10px 12px;min-height:58px}
  .chip-ic{flex-basis:32px;width:32px;height:32px}
  .chip-ic svg{width:17px;height:17px}
  .chip-t b{font-size:14px}
  .chip-t small{font-size:12px}
}
@media (min-width:700px) and (max-width:1079px){.chips{display:flex;flex-wrap:wrap;justify-content:center}.chips li{flex:0 1 calc((100% - 24px)/3)}}
@media (max-width:359px){.chips{grid-template-columns:1fr}.chips li:last-child .chip{justify-content:flex-start}}

/* fix20: chips are links */
.chips li{display:flex}
.chip{width:100%;color:inherit;transition:border-color .25s,background .25s,box-shadow .25s,transform .25s}
.chip-ic{transition:background .25s,color .25s}
.chip:hover,.chip:focus-visible{background:#fff;border-color:var(--line);box-shadow:var(--shadow-s);transform:translateY(-2px)}
.chip:hover .chip-ic,.chip:focus-visible .chip-ic{background:var(--navy);color:var(--gold-2)}
.chip:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:14px}
@media (prefers-reduced-motion:reduce){.chip,.chip-ic{transition:none}.chip:hover,.chip:focus-visible{transform:none}}

/* fix21: 404 page */
.nf .container{min-height:52vh;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;padding-top:40px;padding-bottom:60px}
.nf .svc-cta-btns{margin-top:22px}

/* fix21: mobile hero framed on the coffee cup (video/poster in the top half, text below) */
@media (max-width:699px){
  .hero{min-height:100svh}
  .hero video,.hero .poster{inset:0 0 auto 0;height:50%;object-position:22% 50%}
  .hero::after{background:linear-gradient(0deg,rgba(242,237,231,1) 0%,rgba(242,237,231,1) 50%,rgba(242,237,231,.8) 53%,rgba(242,237,231,0) 60%)}
}

/* fix23: digital business cards (/<name>-card/) */
.dc-body{background:var(--cream);min-height:100svh}
.dc{max-width:460px;margin:0 auto;padding:22px 18px 28px;text-align:center}
.dc-logo{display:inline-block;margin:4px auto 18px}
.dc-logo img{display:block;height:30px;width:auto}
.dc-card{background:#fff;border-radius:28px;box-shadow:var(--shadow);padding:26px 18px 22px;border-top:3px solid var(--gold)}
.dc-photo{width:148px;height:148px;border-radius:50%;object-fit:cover;object-position:50% 18%;border:3px solid var(--gold-2);box-shadow:var(--shadow-s);display:block;margin:0 auto 14px;background:var(--cream)}
.dc h1{font-size:28px;line-height:1.2;margin:0 0 6px;color:var(--navy)}
.dc-role{margin:0 0 4px;color:var(--gold-3);font-weight:600;font-size:16px;line-height:1.45}
.dc-org{margin:0 0 18px;color:var(--muted);font-size:14px}
.dc-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.dc-btn{display:flex;align-items:center;justify-content:center;gap:8px;min-height:56px;padding:8px 10px;border-radius:16px;background:var(--cream);color:var(--navy);font-weight:600;font-size:15px;line-height:1.25;text-decoration:none;border:1px solid var(--hair);transition:background .2s,transform .15s}
.dc-btn svg{width:20px;height:20px;flex:none;color:var(--gold-3)}
.dc-btn:hover,.dc-btn:focus-visible{background:var(--cream-2)}
.dc-btn:active{transform:scale(.98)}
.dc-btn:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.dc-main,.dc-wide{grid-column:1/-1}
.dc-main{background:var(--navy);color:#fff;min-height:60px;font-size:17px;border:0}
.dc-main svg{color:var(--gold-2)}
.dc-wa{background:#157A40;color:#fff;border:0}
.dc-wa svg{color:#fff}
.dc-meta{margin:16px 0 0;font-size:14px;color:var(--muted)}
.dc-meta a{color:var(--navy)}
.dc-lic{margin:6px 0 0;font-size:13px;color:var(--muted)}
.dc-foot{margin:18px 0 0;font-size:13px;color:var(--muted)}
.dc-foot a{color:var(--muted)}
@media (max-width:340px){.dc-actions{grid-template-columns:1fr}}
.dc-save{background:var(--grad-gold);color:var(--navy);border:0}
.dc-save svg{color:var(--navy)}
.dc-role .nw{white-space:nowrap}